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Vast Capital Mortgage Management ("VCMM") announced its new VM product line just before the 2024 Mid-Autumn Festival. This innovative product line not only offers a range of ultra-low-interest-rate loan products but also introduces the unique "No Clawback" option.

 

With rising interest rates posing increasing challenges for lenders and mortgage brokers, the launch of the VM "No Clawback" product line is set to bring fresh energy to the mortgage market. It aims to reduce competitive pressures on brokers and encourage more mortgage applications, thereby contributing to market revitalization.



We are proud to introduce the new "No Clawback" product line, featuring local loan products such as "Residential Full Doc" and "Residential Alt Doc", as well as the "Expat Full Doc" loan product for expatriates and the "Non-Resident" loan product.

 

This unprecedented offer represents the culmination of over a decade of dedication by Vast Capital Mortgage Management ("VCMM") to the Australian mortgage and finance industry, reflecting the market's recognition of our extensive experience and commitment to professional integrity.

 


"No Clawback"

Ultra-Low Interest Rate Loan Products



VM Residential Full Doc


🔥 NO Clawback


Variable rates from 6.59%p.a. (comp. rates from 7.04% p.a.)*



Product Highlights


  • Minimal income documentation – only two payslips required

  • Loan terms of up to 30 years

  • Maximum $1.5 million loan amount

  • No risk fee for refinances up to 85% LVR and $1.5 million loan amount


Don’t miss out. Offer ends 30 September 2024.





 


VM Australia or New Zealand Citizens EXPAT


🔥 NO Clawback


Fixed rates from 6.89%p.a. (comp. rates from 7.36% p.a.)*


Variable rates from 6.94%p.a. (comp. rates from 7.41% p.a.)*



Product Highlights


  • Risk fee waived for applicants with a credit score above 700

  • Overseas credit report NOT required

  • 2 latest payslips + employment letter + 1 month salary credit

  • Loan terms of up to 30 years

  • Up to AUD $1.5 million loan amount

  • Up to 80% LVR

  • 100% offset available


Don’t miss out. Offer ends 30 September 2024.





 


VM Non-Australian Residents


🔥 NO Clawback


Variable rates from 7.98%p.a. (comp. rates from 8.44% p.a.)*



Product Highlights


  • High-density postcodes accepted

  • Loan terms of up to 30 years

  • Up to 80% LVR, No LMI


Don’t miss out. Offer ends 30 September 2024.





We are dedicated to offering our customers secure and reliable mortgage services. We strongly believe that the primary objective of the mortgage industry should not be the pursuit of large profits but rather the continuous innovation of loan products, the improvement of high-quality services, and the creation of tailored loan solutions for each client. Our goal is to help borrowers realize their dreams of homeownership while also safeguarding the rights of mortgage brokers.

 

Vast Capital Mortgage Management ("VCMM") proudly presents the new VM "No Clawback" product line—your ideal choice! Say goodbye to worries and focus entirely on delivering exceptional service to your clients, making your efforts simpler and more stress-free.


Reach out to us today to learn more about our 'No Clawback' ultra-low interest rate loan products!























 

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VCMM is excited to announce the official launch of No Clawback, featuring loan products such as Residential Full Doc, Residential Alt Doc, Expat Full Doc, and Non-Resident options.


VCMM's No Clawback offers you the best assurance! Forget about concerns and concentrate on delivering top-notch service to your clients. Enjoy a worry-free experience and reach out to us today to discover more loan solutions!



 

Vast Capital Pty Ltd ACN 630 388 635 Australian Credit Licence 514947 (VCMM). Loans are subject to credit criteria and terms and conditions. Fees and charges apply. VCMM welcomes referrals subject to prior arrangement. Real estate agents and brokers should contact VCMM to arrange accreditation prior to making a referral or loan introduction. Should there be any inconsistency between the English and the Chinese versions, the English version shall prevail.

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King’s Birthday is a revered public holiday celebrated to honor the birth of our beloved monarch. This day holds great cultural and historical significance, serving as a time for the nation to express gratitude and respect for the King's contributions to the country.


We kindly inform you of the following operating hours for the public holiday:


Our office will be closed on Monday, 10th June 2024, in observance of King‘s Birthday Public Holiday.


We will resume normal business hours on Tuesday, 11th June 2024.


For any urgent matters, please contact your VCMM BDM directly.




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