2024-25 Christmas & New Year Operating Hours

During the festive season, our office is scheduled to be closed starting from Saturday, 21st December 2024, and will recommence full operations on Monday, 6th January 2025.

A limited staff will be present throughout the holiday period to handle critical credit and settlement issues promptly.

21/12/2024 - 22/12/2024	​-	Closed
23/12/2024 - 24/12/2024	9:00 to 17:00	Essential services only
25/12/2024 - 26/12/2024	-	Closed
27/12/2024	9:00 to 17:00	Essential services only
28/12/2024 - 29/12/2024	-	Closed
30/12/2024 - 31/12/2024	9:00 to 17:00	Essential services only
01/01/2025	-	Closed
02/01/2025 - 03/01/2025	9:00 to 17:00	Essential services only
04/01/2025 - 05/01/2025	-	Closed
06/01/2025 onwards	9:00 to 17:00	Normal operations on weekdays

While our office telephone (1300 776 276) may not be monitored during this time, our Business Development Managers (BDMs) will be on standby to address any urgent concerns.

For non-urgent matters, please email us your enquiries and we will reply to you as soon as possible after resuming normal business operations.

• Post-settlement construction enquiries, such as progress payments, please email construction@vcmm.com.au

• Other post-settlement enquiries, such as online banking, loan statements, repayments, checking loan details, changing personal details and discharge, please email service@vcmm.com.au

• Non-urgent settlement enquiries, please email settlement@vcmm.com.au

• Valuation enquiries, please email valuation@vcmm.com.au

• New loan scenarios, please email scenario@vcmm.com.au

• Other non-urgent pre-settlement enquiries and other general enquiries, please email info@vcmm.com.au

• Broker or referrer accreditation, please email compliance@vcmm.com.au

Please be advised that the submission, assessment, and settlement arrangements for each of our products may be different during holiday season. To avoid any delays or dissatisfaction of our mutual clients, please contact your BDM directly for detailed information on Christmas and New Year service timeframes and conditions for each product.

With the festive spirit of Christmas upon us, we at VCMM would like to express our deepest appreciation for the trust and support you have shown us throughout the past year. May your holidays be filled with joy, and here's to a prosperous New Year!

Best regards,

Vast Capital Mortgage Management

Thanksgiving 2024!!

At VCMM, we sincerely appreciate your trust and unwavering support.

This Thanksgiving, we honor the relationships and collaborations that motivate us to deliver exceptional service every day. Your belief in us drives our success, and we remain dedicated to helping you reach your financial aspirations.

From everyone at VCMM, thank you for making us your trusted financial partner. Wishing you and your family a happy and heartfelt Thanksgiving!

#Thanksgiving #Thanksgiving2024 #Mortgage #festival #Sydney #Homeloan

[VE Alt Doc Plus] Fast 24-hour approval for urgent settlements, requiring only minimal income documentation

Looking for quick approval to handle an urgent settlement? VCMM is here to help you address these challenges effortlessly!

With a 24-hour approval SLA, you can quickly tackle those time-sensitive needs. The VCMM VE Alt Doc Plus loan product makes it easier than ever with minimal income documentation, ensuring a smooth and stress-free loan process.

Variable rates from 6.99% p.a. (comp. rates from 7.44% p.a.)*

Product Highlights

• Only 2 payslips required as income documentation for PAYG applicants

  
  

• 1-Year financial statements only for Self-Employed Applicants

  
  

• Unlimited Cash-out

  
  

• SMSF with offset available

  
  

• No overseas credit reports

  
  

• Interest-only option for O/O

  
  

• High density and inner city friendly

  
  

• No claw-back option

  
  

Don’t miss out. Get approved in 24 hours. Apply today!

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*Variable Interest rates are current as of 19th November 2024 and are subject to change. The comparison rate is based on an owner-occupied secured loan amount of AUD $150,000 at 50% LVR, over a term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all the fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Vast Capital Pty Ltd ACN 630 388 635 Australian Credit Licence 514947 (VCMM). Loans are subject to credit criteria and terms and conditions. Fees and charges apply. VCMM welcomes referrals subject to prior arrangement. Real estate agents and brokers should contact VCMM to arrange accreditation prior to making a referral or loan introduction. Should there be any inconsistency between the English and the Chinese versions, the English version shall prevail.