VCMM is excited to launch the Rate Smasher, our latest loan product designed to provide you stability and savings.
Lock in a fixed rate for 1 to 3 years with interest rates starting at 5.8% p.a.
Fixed term | Fixed Rate | Comparison rate |
1 Year Fixed | from 5.89% p.a. | from 6.33% p.a. * |
2 Years Fixed | from 5.84% p.a. | from 6.28% p.a. * |
3 Years Fixed | from 5.80% p.a. | from 6.24% p.a. * |
Unlock your loan possibilities today! Ask your mortgage broker to connect with us or contact us directly.


*Fixed Interest rates are current as of 20th February 2025 and are subject to change. The comparison rate is based on an owner-occupied secured loan amount of AUD $150,000 at 50% LVR, over a term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all the fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Vast Capital Pty Ltd ACN 630 388 635 Australian Credit Licence 514947 (VCMM). Loans are subject to credit criteria and terms and conditions. Fees and charges apply. VCMM welcomes referrals subject to prior arrangement. Real estate agents and brokers should contact VCMM to arrange accreditation prior to making a referral or loan introduction.